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MI Home Inventory Services specializes in documenting and recording personal property for homeowners and the contents of small businesses and churches. Our services are designed to help you maximize your insurance claim, while making the process smoother.
Our Service Includes:
- A comprehensive digital video of your property, interior and exterior, recorded to DVD.
- Digital still photographs detailing your collections, antiques, jewelry and other valuables. In addition to the complete interior rooms.
- Printed records of your property detailing serial/model numbers and estimated or appraised values that you supply.
- A secured back-up copy of your inventory is provided which can be submitted to your insurance company or police department.
- Two copies of your completed documentation are presented to you for your safekeeping in an attractive portfolio.
- Homeowners may also choose to receive an estate organizer to privately record important information about your assets to share with your family.
Who it benefits:
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Home Owner:
- Having an updated inventory of your property satisfies the burden of proof that insurance companies require prior to settling a claim. Proper documentation of assets is crucial when they become stolen or damaged and need to be replaced in a timely manner. Insurance companies all endorse property inventories and many state that in a claim process the one with the property inventory documentation will receive 10% to 20% more when the claim is settled. Do the math: The average home is valued at $200,000 with content coverage of 50% or $100,000. That's $10,000 to $20,000 more from the claim settlement! It will also assist police by identifying your property after a theft with written and photographic evidence of your property.
Churches :
- There are over 1300 Churches damaged by fire each year according to statistics from the National Fire Incident Reporting System(NFIRS).
- Your insured content value is probably around 10-20% of your insured building value. That means a church insured for $1,000,000 has an insured content value of $100,000-$200,000. So ask yourself and your trustees, if you had a fire or theft, who could list all of the contents? This illustrates the value of a professional digital inventory. If needed, the return on the investment and the piece of mind could be worth $20,000 - $40,000 more at settlement time. In addition, it is recorded in one place not thirty different members memories, priceless.
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Small Business:
- Keeping track of your assets aids in keeping your property taxes low as well as your insurance premiums. Also the inventory aids in a rapid and smooth claim settlement in the case of a fire, theft or other catastophe.
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Attorneys and Estate Planners:
- Detailed digital records of personal property, collections, antiques, and other items of interest provide an excellent resource for wills and estate auctions.
- Attorneys find us helpful in divorce cases. We document the property as soon as possible which then allows for a complete and fair division of assets between parties. No one forgets to list anything they would like as it is right in front of them to divide up.
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Landlords, Tenants:
- National Landlord Tenant Guide recomends taking pictures before and after tenant moves in or out. This is a potential benefit for both parties as a picture is worth a thousand words. Digital video service also provides a third party recording on the condition of the premises before and after tenant occupation. Damages and deficiencies can be confirmed easily by this service. Which protect both parties. Ask how to make this affordable for landlord and tenant.
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Newly weds, Moving:
- Great time to take an inventory! We can take pictures of your items before packing them up or moving them to your new place. Makes damge claims from movers easier to prove! Parents, here’s a great gift idea for your newlyweds.
Products and Other Services:
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Do it yourself consulation:
- You want to do this yourself but need a little guidance give us a call and we can give some direction.
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Ebay listings:
- Need help selling an item you no longer need or your looking for a little extra cash. Our sister comapny, E Sales and Service can help you with the sale.
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Arial Photography Services:
- Ever wanted an arial photograph of your home or office? We can set you up with a professional photo.
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Products:
- Fire Safes
- Gift Certificates
- First Aid Kits
Call us at 866-253-2090 or contact
us at info@mihomeinventory.com for more information about our services.